Senior Credit Assessor

• Opportunity to influence lending quality and create great customer experiences
• Supportive team and culture – Hybrid working options available

Join IMB Bank and play a key role in shaping quality lending outcomes across residential lending. We’re looking for an experienced and commercially minded Senior Credit Assessor who thrives on complex lending scenarios, sound risk judgement, and delivering exceptional service to customers and stakeholders.

The Role

As a Senior Credit Assessor, you’ll provide senior-level credit assessment and underwriting expertise across Residential Loans, and Commercial Loans where required. You’ll assess complex lending applications, provide technical guidance to the broader team, and help maintain a strong risk and compliance culture while supporting portfolio growth.

This is an opportunity to influence lending quality, mentor others, and contribute to continuous improvement initiatives within a collaborative and high-performing environment.

What you'll be doing

• Assess and approve complex residential and commercial lending applications where required, including self-employed, company and trust structures
• Apply advanced financial analysis, policy interpretation, and risk assessment skills
• Manage policy exceptions and provide recommendations on escalated lending proposals
• Partner closely with lenders to structure quality lending solutions
• Coach and mentor Credit Assessors on complex scenarios and credit judgement
• Support continuous improvement across lending systems, workflows, and processes
• Ensure compliance with regulatory obligations, policies, and delegated authorities
• Build strong relationships with internal stakeholders, valuers, solicitors, and mortgage insurers.

What you'll bring

• Extensive experience in residential and/or commercial lending within banking environments
• Strong credit analysis and financial assessment capability
• Deep understanding of Australian lending regulations and responsible lending obligations
• Excellent communication, negotiation, and stakeholder management skills
• Strong coaching and mentoring capability
• Commercial acumen with the ability to balance customer outcomes and risk management
• High attention to detail and ability to manage complex workloads effectively.

Why join us

At IMB Bank, you’ll be part of a values-driven organisation that supports professional growth, collaboration, and continuous improvement. You’ll have the opportunity to work with experienced professionals, contribute to meaningful transformation initiatives, and make a real impact on customer outcomes and portfolio performance.

We are proud of our 145-year history helping members achieve their financial goals. As a member-owned bank, we’re focused on delivering great experiences, trusted service, and innovative solutions that make banking easier. An award winning and growing organisation, we’ve donated more than $13 million through our Community Foundation to over 1100 projects in the communities in which we live. Additional benefits include:

• Collaborative and supportive team environment
• Ongoing learning and professional development opportunities
• Wellbeing days
• Paid parental leave
• Study assistance
• Product concessions.

If you’re a confident credit professional looking for the next step in your career, we’d love to hear from you. Apply Now by following the prompts. For further information, please send your enquiries to Natalie Egan – Team Leader, Lending Assessment – natalie.egan@imb.com.au - please note email applications can not be accepted. Applications close 13th September, 2026.

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