Credit Analyst - Underwriter

About MONEYME:

MONEYME is a founder-led, ASX-listed digital lender and Certified B Corp on a mission to reinvent credit for modern Australians. Through smart technology, fast decisions, and a seamless customer experience, we're changing how Australians borrow.

From personal loans, car loans, debt consolidation, to credit cards and free credit score tools, we build financial products people actually want.

We move fast. We think big. And growth sits at the centre of everything we do.

What we are looking for:

We are looking for a Credit Analyst to be part of our underwriting operations team in our Hunter Street, Newcastle office. You'll be working as part of a team of Credit Analysts to assess credit applications for our Autopay car loan product.

Responsibilities for this position include:

Manage the day-to-day business operations in customer support and underwritingReview and assess a broad range of complex credit applicationsPrepare, undertake and produce credit submissionsGather information and data required to assess and decision credit submissionsConduct asset valuationsMonitoring and improving customer communication, messages and channelsEnsure MoneyMe maintains compliance with all legislation requirementsSupport other operational teams in providing positive broker and customer experiences

To be successful in this role you must have the following:

Outstanding communication skills - Both Written and VerbalEye for detail and proficiency in analysing data to make informed decisions about riskAbility to work autonomously, own and complete projects as well as multi-taskHave a positive, inclusive and collaborative approach to workPassionate about providing outstanding customer serviceAbility to go above and beyond to help MONEYME clients and customersHave the confidence to challenge and strive for continual improvementRelationship builder with the ability to initiate and drive conversationsStrong time management and organisational skills

What’s in it for you:

At MONEYME we believe in rewarding hard work. When the business is winning, so are you and we’re always investing in our employees to explore new projects and develop people’s careers. We have quarterly awards, events, bonuses and more.

Some of our perks and benefits we offer to our employees are:

Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees3 days paid community service and volunteering leave per year.12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carerQuarterly champion awards and reward tripsMental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etcTeam social events, massages in the office, free coffee and much more

MONEYME Limited is an equal opportunity employer and we value diversity, equity, and inclusion. We are committed to creating a diverse and inclusive workplace and encourage applicants from all backgrounds to apply. We believe that the unique contribution of our employees is a key driver of our success. We stand together – our diversity and inclusion give us an edge.