Risk Manager - Credit Risk

Primary responsible for managing the credit risk of the lending portfolio. This includes assessing asset quality, analysing portfolio performance and trends, ensuring compliance with regulatory and internal requirements, conducting hindsight reviews, and overseeing Risk-Weighted Assets (RWA) calculation and reporting. The position is to support the strategic direction of RMD based on Bank's overall risk appetite and strategy.

• Responsible for reviewing and maintaining credit risk related policy and procedure in accordance with regulatory and internal requirement
• Monitor and analyse lending portfolio performance trends on a regular basis, tracking key risk indicators (KRIs).
• Responsible for the calculation, monitoring, and reporting of Risk-Weighted Assets (RWA) in accordance with local/HO regulatory standards
• Conduct independent hindsight reviews as 2nd line of defence.
• Prepare and submit regular and ad hoc credit risk related APRA return, management and HO report
• Other and ad hoc tasks

• Good knowledge in credit risk management and understanding of relevant regulatory requirements
• Experience working with large data sets and using analytical tools such as advanced Excel, SQL preferable
• Excellent verbal and written language ability in both English and Mandarin
• Effective communication and interpersonal skills to collaborate with cross-functional teams
• Independent, capable to manage evolving risks and able to influence stakeholders for better practices

• At least 3 years of experience in the financial services industry, preferably banking or professional services
• Related professional qualification such as CFA, FRM or similar credentials, not mandatory but preferable