Head of Credit

Job Description

• Ensuring credit risk management framework (including stress testing) is adequate and effective.

• Reviewing credit applications for accuracy and compliance with quality standards.

• Assessing creditworthiness and serviceability while adhering to lending regulations.

• Drafting and reviewing credit risk management, lending, and large exposure and risk concentration related policies and procedures.

• Ensuring compliance, audit and quality standards are met to minimise risk.

• Offering advice on credit application, credit policy and documentation.

• Conducting deep dive reviews of risk exposure and concentration, identify issues, propose enhancements to credit processes and report findings to senior management, Head Office and local regulators.

• Review and oversee the submission of periodic credit risk reports to the Head Office and local regulators.

About You

• Degree in Finance, Accounting, Economics, Business or related field; advanced qualification or risk accreditation is preferred.

• Demonstrated knowledge of credit risk management frameworks, risk appetite and regulatory requirements (APRA & ASIC).

• Outstanding stakeholder management skills with the ability to liaise, consult and advise internal and external stakeholders in a timely manner.

• Excellent communication skills, both verbal and written.

• Demonstrated problem-solving and decision-making skills.

• Strong analytical, problem-solving and report-writing skills.

• Leadership capability, high integrity, attention to detail and ability to challenge to business constructively.

• An individual must be an Australian citizen, a permanent resident, or hold a valid temporary or provisional visa issued by the government