HNW Motor Underwriting Specialist

Chubb celebrates diversity by fostering an inclusive, flexible and equitable workplace. We support applications from all members of our community and equitable access to our employment opportunities. We are open to discussing workplace flexibility in all our vacancies, to ensure we can attract the best candidates and accommodate individual needs, differences, disabilities and working arrangements. Please let us know if you require any adjustments to the recruitment process so we can support you to present your best self.

Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com.

About the Role

The HNW Motor Underwriting Specialist is a key role within the team, helping to drive profitable growth, strengthen producer and client relationships, and support service excellence across the portfolio.

This role is responsible for evaluating, selecting, and managing insurance risks within the HNW Motor portfolio, ensuring decisions are aligned with company guidelines and profitability targets. Reporting to the IPL Underwriting Manager, you will lead the portfolio’s operations and growth, while also providing specialist technical leadership to the A&NZ business.

In this role, you will:

Achievement of the premium budget

• Achieve financial targets
• Identify strategic opportunities to drive portfolio growth
• Encourage and support team members to identify cross-marketing opportunities when presented

Underwriting Quality and Expertise

• Evaluate, accept or decline new business, renewal business and endorsement requests based on the underwriting guidelines to ensure profitability and growth of the motor portfolio
• Achieve or exceed quality audit expectations, and ensure thorough and accurate file documentation is upheld
• Act as a technical specialist on the HNW Motor portfolio to internal staff
• Manage and document referrals to higher authorities, ensuring timely and accurate communication
• Work within scope of underwriting authority
• Provide portfolio oversight and management, including review and interpretation of actuarial and portfolio analysis findings, and apply business knowledge to help inform underwriting decisions, portfolio actions and strategic recommendations
• Contribute to the development of underwriting guidelines, policy wording updates, process improvement initiatives and best practices

Broker Relations and Service Delivery

• Establish and maintain professional, strong long-term working relationships with producers
• Foster and promote an environment of excellence in service delivery through your communication and professionalism with internal and external stakeholders
• Continually educate producers on our underwriting appetite
• Provide a high standard of service by meeting SLAs
• Coordinate risk consulting services where required

What you’ll bring to the role

• Solid underwriting experience in Motor Insurance with high-performance vehicles
• Strong written and oral communication skills
• Strong negotiation and marketing skills
• Developing leadership skills with ability to coach and train others
• Strong organisational and analytical skills
• Strong understanding of underwriting policy practice and policy documentation requirements, including terms and conditions as defined by industry regulations
• Demonstrated ability to collaborate with distribution, claims and actuarial teams to optimise product offerings and pricing strategies
• Demonstrated ability to balance risk selection with commercial objectives to achieve profitable growth
• Excellent analytical, risk assessment and decision-making abilities

Why Chubb?

Chubb is committed to equal employment and celebrates individual differences by creating a workplace environment in which everyone feels welcomed, respected and valued. We offer you the opportunity to work as part of a dynamic and agile environment where continuous development is encouraged throughout your career, both locally and globally. Some additional benefits offered include a flexible working approach via our “My One Thing” initiative, education assistance, dress for your day every Friday, promotion of health and wellbeing (including discounted health insurance, daily breakfast and fresh fruit), and the option to enrol into the Chubb Limited discounted stock purchasing scheme.

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