Credit Analyst

Join one of Australia's fastest-growing non-bank lenders.At First Federal, we're building something different. We've combined experienced credit professionals, common-sense decision making and market-leading service to create a lending business that brokers genuinely enjoy working with.As we continue to grow, we're looking for experienced Credit Analysts to play a key role in shaping credit outcomes and helping drive the next stage of our success. This is an opportunity for a high-performing credit professional who enjoys making deals happen, thrives in a commercial environment, and wants a genuine seat at the table rather than being another cog in a large corporate machine.
Why First Federal?We know great people have choices, so we've built a workplace designed to attract and retain exceptional talent.Benefits include:5 weeks annual leave every year including Freedom Days for greater flexibilityExtremely competitive remuneration package with annual and quarterly bonusesAccess to senior leadership and direct influence on business outcomesFast-growing company with genuine career progression opportunitiesHigh-trust, low-bureaucracy cultureOpportunity to help shape policy, products and processesModern technology and continual investment in systems and automationAbout the RoleYou will be responsible for assessing and approving residential and commercial loan applications, providing credit guidance to brokers and BDMs, and contributing to First Federal's reputation for fast, commercially sound credit decisions.You'll work across a broad range of transactions including:Self-employed borrowersAlt-doc and specialist lendingCommercial property transactionsComplex credit scenarios that require judgement and experienceWhat We're Looking ForWe're seeking people who:Have credit assessment experience and have held a lending delegationBring strong commercial acumen and risk management capabilityCan balance policy, risk and customer outcomesEnjoy solving complex lending scenariosCommunicate confidently with brokers and internal stakeholdersHave experience in non-bank, specialist or commercial lendingThrive in a fast-paced, growth-oriented environmentWhy This Role Is DifferentMany lenders talk about empowerment. At First Federal, you'll actually have it.We value experience, judgement and common sense. Our goal isn't to create more process for the sake of process. It's to find ways to say "yes" responsibly, deliver exceptional service to brokers, and provide real opportunities for talented people to grow with the business.
If you're looking for a role where your decisions matter, your ideas are heard, and your career can accelerate alongside a rapidly growing lender, we'd love to hear from you.