Financial Adviser

An established client base to service. Referral flow already running. A real path to equity.

CPB Financial Services is a Port Adelaide advice practice that has been operating for over 30 years and provides advice to over 800 clients. We are a Corporate Authorised Representative of Finplan Advice Pty Ltd (AFSL 514281). The business is owned and run by four director-advisers who all still see clients.

We are looking for one more adviser. Not to prospect from a standing start — to take on relationships that already exist.

An established client book, and why it is available

An exciting opportunity has arisen to join our team. Clients of the previous incumbent are being looked after by the remaining directors in the interim, but they need an adviser of their own… which could be you!

This is not a neglected book being handed to a new person to clean up. It is a serviced book that needs continuity. You will be meeting clients with existing ongoing service agreements, current strategies and live review cycles.

A steady flow of new client referrals

We have long-standing relationships with accountants, solicitors, mortgage brokers and other centres of influence across Adelaide and the western suburbs. Those relationships produce a consistent flow of new client enquiries into the practice, and you will receive your share of them.

If you want to build your own referral relationships alongside ours, we will resource it.

A clear path to equity — and a funding mechanism that works

We have a four-shareholder structure and we have recently brought a new principal into it. This is not a vague promise about "one day".

•       There is a defined entry point and an agreed approach to valuation.

•       Equity is mainly funded through a bank facility supported by the practice, reducing the personal contribution required initially.

•       The structure is designed so that dividends on your shareholding service the loan repayments. Subject to practice performance, the intent is that the shareholding largely pays for itself.

•       Advisers already in this business have gone through the same process. The road is mapped, and people have walked it.

Equity participation is offered at the discretion of the shareholders and is subject to performance, shareholder approval and bank credit assessment. Dividend levels are not guaranteed and depend on practice profitability.

Support so you can actually advise

Paraplanning, client service and compliance infrastructure are already in place. You should be spending your time in front of clients, not writing your own statements of advice and getting bogged down in administration.

Who we are looking for

•       Degree-qualified and registered on the Financial Advisers Register, or completing a Professional Year and close to finishing.

•       Strong technical grounding in retirement and pre-retirement advice — superannuation, Centrelink, aged care, transition to retirement, investment.

•       Enjoy working with people in their fifties and sixties who want to transition from working to the next phase of their life.

•       Willing to own client relationships and outcomes, not just process files.

•       Clean compliance history.

What we offer

•       Competitive base salary plus performance-linked incentives.

•       An established client book from day one.

•       Consistent referral flow from existing centres of influence.

•       A defined equity pathway with practice-supported bank funding.

•       Ongoing professional development and CPD support.

•       A four-partner business with real infrastructure, based in Port Adelaide.

How to apply

Send your CV and a short cover letter to ••••@cpb.com.au.

Confidential enquiries welcome. If you are currently employed and want a discreet conversation before applying, contact us directly.