Associate Director, Structured Finance

A bit about us

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide.

We put our people and customers at the heart of everything we do. Our agility means we can say ‘yes’ when others say ‘no’, delivering personalised banking that helps businesses access the funding they need, when they need it. Relationships matter here – with our customers and with each other.

Our culture – a multi‑award‑winning place to work

We firmly believe that culture eats strategy for breakfast, lunch, and dinner and that the most important investment we can make is in our people. Our values of Trust, Teamwork, Accountability and Performance guide how we work every day

Judo was built from the ground up with a clear purpose: to be the most trusted SME business bank in Australia. Our customers and relationships are at the heart of how we work, not bureaucracy. We think differently, invite new ideas, and create an environment where people feel they belong and are empowered.

We’re proud to be externally recognised too – including being named on the AFR BOSS Best Places to Work list for four consecutive years. We are certified as a Great Place To Work® Australia organisation, being recognised as one of Australia’s Best Workplaces™ 2025, celebrating our dedication to fostering an inclusive, empowering environment.

Our vision is to build a world-class SME business bank and it’s our people that can make it happen.

Now, about this opportunity…

This is a relationship focused role where you'll play a key role in Judo’s Structured Finance team, supporting the ongoing growth and management of our securitisation lending business.

Working alongside a team of Directors and Structured Finance professionals, you'll manage a portfolio of existing customer relationships while supporting new customer origination activities and the structuring and execution of tailored securitisation financing solutions. Judo specialises in a range of asset classes that support the SME economy and require strong analytical capability, commercial acumen and attention to detail.

Internally, you'll work closely with Credit, Risk, Finance, Legal and other key stakeholders, contributing to transaction execution, portfolio management and customer outcomes across Judo’s Structured Finance portfolio. This role offers the opportunity to combine relationship management, credit analysis and securitisation expertise while making a meaningful impact on Australia's SME economy.

If that excites you, this just might be your dream job:

• Managing a portfolio of existing securitisation customer relationships, including ongoing transaction management, performance monitoring and relationship development.
• Supporting new customer origination activities through market research, due diligence and transaction execution across a range of securitisation asset classes.
• Leading credit analysis activities, including preparing and presenting credit papers, undertaking cash flow modelling and assessing portfolio performance.
• Reviewing investor reporting, transaction documentation and compliance obligations to ensure transactions perform as expected and remain compliant with agreed terms.
• Building and maintaining strong relationships with customers and key internal stakeholders, including Credit, Risk, Finance and Legal, to deliver positive customer and portfolio outcomes.
• Identifying, escalating and managing transaction, portfolio and operational risks while contributing to the continual improvement of systems, processes and customer outcomes.

You’ll likely bring:

• Demonstrated experience within Financial Services, Securitisation, Treasury, Rating Agencies or Non Bank Financial Institutions.
• Strong understanding of Credit Analysis, Structured Finance and Securitisation concepts, with experience assessing complex transactions and portfolio performance.
• Experience managing customer relationships and working collaboratively with a broad range of internal and external stakeholders.
• Strong analytical capability, including financial modelling, cash flow analysis and data interpretation skills.
• Excellent communication, influencing and stakeholder management skills, with the ability to present information and recommendations clearly and concisely.
• Strong commercial acumen, attention to detail and problem solving capability, with the confidence to identify issues, challenge thinking and drive positive outcomes.

Why you’ll love working at Judo:

• Two Weeks of Additional Leave Every Year
• Paid Volunteer Leave
• Our signature Judo induction experience
• Big Life Event Leave
• Holistic Health & Wellbeing Offerings designed to support your best life, including access to GPs, nutritionists, coaches and psychologists via our partner, CU Health
• Working from Home Setup Allowance
• Flare Benefits & Discounts - access to a wide range of everyday savings and perks
• Freedom to work flexibly with flexible work options including hybrid working
• Equal access to Company Paid Parental Leave – up to 20 weeks
• Education Assistance

Judo is proud to be an inclusive workplace where everyone is valued and can feel that they belong. We welcome applications from people of all backgrounds, experiences and identities.ing your information, you consent to its collection, use, disclosure and management as outlined.

Please no agencies! We maintain a preferred panel, and kindly request no unsolicited contact. We do not hold any responsibility for dispute over candidate ownership if you have not been engaged directly. 

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