Commercial Credit Analyst

About the role

If you are early in your career, or a recent Accounting graduate who has already gained some practical experience in credit, finance, banking or underwriting, this is a strong opportunity to keep building your career in credit risk with John Deere Financial. You will develop hands-on experience assessing credit applications, analysing financial information and supporting practical risk-based decisions, while learning from an experienced and supportive team.

Key responsibilities

• Assess and support the underwriting of credit applications using financial analysis, policy and sound judgement

• Build your understanding of dealer and customer relationships within a commercial finance environment

• Monitor borrower performance, establish appropriate credit limits and execute collection strategies where required

• Prepare clear credit summaries, risk assessments and recommendations for review and approval

• Negotiate and prepare credit documentation using Deere templates or legal agreements

• Identify opportunities to support new and existing business growth

• Contribute to credit process improvement, including the use of digital and automation tools

• Learn from experienced credit professionals and progressively build your technical capability

About you

• Completed degree in Accounting

• Some recent practical experience in credit underwriting, finance, banking or risk assessment; commercial credit exposure is ideal but not essential

• Ability to interpret financial information with sound judgement, attention to detail and risk awareness

• Self-motivated and accountable, comfortable managing priorities independently while contributing to a team

• An agile and adaptable mindset, open to change and evolving ways of working

• Genuine willingness to learn and develop, including adapting to new tools, systems and automation over time

• Strong integrity, resilience and commitment, aligned to John Deere's values

About us

At John Deere Financial, we empower people to create smart, practical solutions that make a real difference. We think differently, act with purpose, and give back to the communities we serve. At John Deere Financial, you're empowered to build a career with genuine choice and support. You'll be encouraged to think differently, challenge established ways of working and use modern tools and technology to deliver meaningful outcomes. We're a global organisation that genuinely values its people. You'll join a supportive, inclusive culture where wellbeing, flexibility and professional growth are taken seriously.

Benefits

• A friendly, inclusive workplace where wellbeing is a real priority

• Mature and flexible working arrangements that support true work–life balance

• Ongoing professional development opportunities, including higher education, training and professional memberships

• 15% superannuation with the John Deere Mercer Super Plan

• 16 weeks paid parental leave, annual leave loading, purchase leave options and paid community leave

• Free on-site parking and a range of health, safety and wellbeing programs

• Regular social activities and opportunities to connect across the business