Credit Analyst

About the PositionWe’re seeking a driven, detail orientated Credit Analyst to join our highly successful Mortgage Brokerage and work directly with the Principal Broker in our North Sydney office.Loan Market Select is a premier Mortgage Broking firm dedicated to helping clients achieve their financial and homeownership goals through tailored lending advice and top-tier service. We pride ourselves on maintaining an ethical, compliant and collaborative environment where standards are high and every team member contributes to meaningful outcomes. Your
ResponsibilitiesAs Credit Analyst to the Principal Broker your position is critical to the smooth function of the business. You will be responsible for proactively liaising with the Principal Broker and performing thorough initial credit assessments of clients, ensuring applications receive the highest standards of quality and compliance.Manage the Principal Broker’s credit related client enquiries via phone and email correspondence ensuring the highest standard of customer interactionCommunicate with new leads and applications conducting a credit and finance discovery before issuing the “Hello pack”Review client financial statements, assess overall financial positions and accurately calculate borrowing capacity prior to submissionIdentify optimal lending solutions whilst maintaining strict BID compliance per client filePrepare high-quality handover notes for the Principal Broker, presenting various lending solutions per client file, with detailed and compliance driven credit optionsAttend client meetings with the Principal Broker where requiredReview product policies in detail prior to any application submission If you thrive in a fast-paced environment where precision, client service and compliance matter, this is the perfect opportunity for you!
Experience requiredPrior experience as a Credit Analyst within financial services, ideally within broking, mobile lending, or personal financePrecise credit analysis skills with the ability to interpret complex financial documentation accurately and present it succinctlyComprehensive understanding of lender policies across the panel, including Best Interest Duty (BID) obligations and responsible lending standardsStrong communication skills to represent Loan Market Select professionallyExceptional organisational skills along with the ability to manage time effectively with conflicting priorities
What we offer youHybrid Work Flexibility: Work from our North Sydney office 2-3 days per week and work-from-home options for the remainderDirect Mentorship: Work hand-in-hand with an experienced Principal Broker, supported by daily morning alignment meetingsHigh-Performing Culture: Be part of a supportive, quality-driven environment that values client outcomes, professionalism and operational excellenceSkill & Career Progression: Build comprehensive mastery across panel lender policies, complex borrowing capacity calculations and end-to-end file preparation.
Apply now!Ready to take the next step in your financial services career? Submit your application today to join the team at Loan Market Select!