Portfolio Forecasting Analyst

Turn data into strategy. Shape the future of small business lending.
At OnDeck Australia, we’re changing the way small businesses access finance by combining smart technology, real time data and a genuine passion for helping Australian businesses grow.
We’re looking for a commercially minded Portfolio Forecasting Analyst to join our team and play a key role in shaping the future of our lending portfolio.
This is an opportunity for an analytical thinker who wants to do more than report on what has already happened. You’ll use forecasting, predictive analytics and commercial insight to understand what could happen next, and help us decide what to do about it.
What you'll be doing Working closely with our Risk, Finance, Operations and Product teams, you’ll turn complex data into practical recommendations that influence business strategy.
You’ll:
Build driver based portfolio forecasts and help establish a new forecasting capability within OnDeckAnalyse how changes in credit policy, pricing, marketing, channel mix, fraud controls and customer behaviour could impact portfolio performanceDevelop and enhance expected loss forecasting and provisioning methodologies in line with AASB 9 / IFRS 9Identify emerging portfolio risks, trends and commercial opportunitiesDevelop and implement credit strategy optimisations that drive sustainable growth and profitabilityConduct scenario and sensitivity analysis to support strategic planning and executive decision makingAnalyse opportunities across credit strategy, pricing, fraud, collections and the customer funnelAssess existing credit policies and recommend improvementsTurn complex analysis into clear, actionable insights for senior stakeholders and executives
What we're looking for You’ll be naturally curious, commercially minded and comfortable getting into the detail while still seeing the bigger picture.
Ideally, you'll bring:
A Bachelor's degree in Economics, Actuarial Studies, Finance, Business, Mathematics, Statistics or a related discipline3+ years' experience in a commercially focused analytical role, such as lending, management consulting, strategy or corporate developmentStrong analytical and problem solving capabilityStrong Excel and SQL skillsExperience with at least one analytical language or platform such as R, SAS or SPSSA high level of attention to detail and commitment to data accuracyConfidence working with stakeholders across different areas of a business, including C-Suite executivesThe ability to work autonomously, manage competing priorities and meet deadlinesMost importantly, intellectual curiosity and a genuine desire to understand what is driving the numbers
Why OnDeck?
We’re one of Australia's largest locally owned online small business lenders, and we've helped thousands of Australian businesses access the funding they need to grow.
We challenge conventional thinking, use technology and real-time data to make smarter lending decisions, and believe great people should have the opportunity to make a genuine impact on the business.
At OnDeck, you'll enjoy:
Real impact, your analysis and recommendations will directly influence lending and portfolio strategyExposure to senior leadership and the opportunity to influence important commercial decisionsAn open minded, collaborative and fast paced environmentHybrid working, with the option to work from home one day per weekA great Sydney CBD locationA fully stocked kitchen with snacks and drinksRegular team eventsOngoing health and wellbeing initiativesA team that will challenge you, support you and celebrate great work
If you're looking for an analytical role where you can build, influence and make a measurable commercial impact, we'd love to hear from you.
Apply now and help us shape the future of small business lending at OnDeck.
** This role is being recruited by our Talent Acquisition Partner. You will be directed to the WorkTrybe careers page once you click apply.**