Business Banking Analyst

Company Description Black Swan Financial Corporation is a privately owned investment firm specializing in real estate debt investments across Australia and New Zealand. The firm focuses on secured lending opportunities backed by high-quality real estate assets, providing institutional-grade solutions to principals and investors. With a team of seasoned bankers and investment professionals, Black Swan combines the speed and flexibility of a fund with the rigorous risk assessment of a bank. The organization is committed to delivering fast, credible financing solutions for borrowers and secure, risk-adjusted returns for investors, offering a dynamic environment for finance professionals.
Role Description The Business Banking Analyst is a full-time, on-site role based in Sydney, NSW. This role involves analyzing real estate lending opportunities, assessing borrower financials, and preparing credit papers and recommendations that align with Black Swan’s risk and return objectives. The analyst supports underwriting and deal execution by gathering and validating business and financial information, performing cash flow and collateral analysis, and assisting in loan structuring. Day-to-day responsibilities include monitoring portfolio performance, preparing reports for internal stakeholders, and contributing to the refinement of business processes and analytical frameworks. The role also requires close collaboration with bankers, investment professionals, and operations teams to ensure timely and accurate delivery of lending solutions.
Qualifications
Strong analytical skills and experience performing quantitative and qualitative analysis related to lending or investment decisions.Business analysis capabilities, including understanding business models, financial statements, and market dynamics in a banking or investment context.Effective communication skills to present findings, draft clear credit documents, and collaborate with internal and external stakeholders.Ability to work with business processes and business requirements, including documenting workflows and supporting process improvements.Bachelor’s degree in finance, economics, business, or a related discipline; postgraduate qualifications or professional certifications (e.g., CFA, CA) are advantageous.Proficiency with financial modeling tools and spreadsheet software; familiarity with banking or investment management systems is beneficial.High attention to detail, sound judgment, and the ability to manage multiple transactions and deadlines in a fast-paced environment.Prior experience in business banking, credit analysis, or real estate finance is preferred but not mandatory for strong candidates.